Speak with a Mortgage Banker (951) 506-4000
  • OUR MISSION:

    Preserve the Dream of Home Ownership

  • OUR VISION:

    A Champion Mortgage Team 

    Leading the New Era of Lending

  • The PERFECT HOME is waiting for you 

    Let us find you the PERFECT LOAN to go with it.

Become a HomeownerGet Pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgage Qualify now for a Home Refinance

Refinancing could save you hundreds on your monthly payment. Fill out our application today to see how much you could save!

Welcome to Envoy Mortgage

 Envoy Mortgage is a Direct Lender with Fannie Mae and Freddie Mac. We are a full-service mortgage bank that offers in-house expertise that ensures an accurate, faster closing process because each step occurs in-house including processing, underwriting, closing, funding and servicing. We are located in the Temecula Valley and specialize in Southern California, and licensed to lend in 48 States. 

 The Envoy Mortgage Team is committed to providing clients with the highest quality home loans combined with the highest level of service with some of the lowest mortgage rates available. We believe that the most effective way to compete in today’s market is through passionate commitment to delivering exemplary service at every step in the loan transaction. Whether you are a First-Time Home Buyer looking to Purchase your dream home, Refinancing an outstanding loan, or in need of a Low Down Payment loan, our highly experienced team of mortgage bankers can help make your dreams come true.

 At Envoy Mortgage, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are proud of the fact that in our customer service surveys, over 97% of respondents state that they would refer Envoy to family and friends. We recognize that our clients want a mortgage company that takes the time to understand the unique needs of each borrower.

    

Experience the difference with Envoy Mortgage.

   

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Recent Articles

Feb
23
2017
3 Quick Ways to Boost Credit Score & Be Ready to Buy in 2017
When you meet with a mortgage lender, one of the pieces of information that they will rely heavily on in determining whether or not to lend you money at all, and if so, how much to lend you, is your credit score. If you’re hoping to buy a home in 2017 but your credit score isn’t...
Feb
15
2017
Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?
   Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private...
Feb
09
2017
How to Calculate Your Debt-to-Income Ratio
  How Much Home Can You Afford?  When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying...
Feb
01
2017
USDA Loans: The No Down Payment Loan Program That May Work for You!
  Are you hoping to buy a home in 2017 but worried about the down payment? Looking to live outside of a big city – whether that be in a small city, town or out in the country with plenty of space? Many Americans can afford the monthly mortgage payment on a home for their family, but...