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  • OUR MISSION: Preserve the Dream of Home Ownership
  • OUR VISION: A Champion Mortgage Team - Leading the New Era of Lending
  • The PERFECT HOME is waiting for you -- let us find you the PERFECT LOAN to go with it.
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        Welcome to Envoy Mortgage

 Envoy Mortgage is a Direct Lender with Fannie Mae and Freddie Mac. We are a full-service mortgage bank that offers in-house expertise that ensures an accurate, faster closing process because each step occurs in-house including processing, underwriting, closing, funding and servicing. We are located in the Temecula Valley and specialize in Southern California, and licensed to lend in 48 States. 

 The Envoy Mortgage Team is committed to providing clients with the highest quality home loans combined with the highest level of service with some of the lowest mortgage rates available. We believe that the most effective way to compete in today‚Äôs market is through passionate commitment to delivering exemplary service at every step in the loan transaction. Whether you are a First-Time Home Buyer looking to Purchase your dream home, Refinancing an outstanding loan, or in need of a Low Down Payment loan, our highly experienced team of mortgage bankers can help make your dreams come true.

 At Envoy Mortgage, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are proud of the fact that in our customer service surveys, over 97% of respondents state that they would refer Envoy to family and friends. We recognize that our clients want a mortgage company that takes the time to understand the unique needs of each borrower.

 

Experience the difference with Envoy Mortgage.

  

Recent Articles

Oct
14
2014
Home Renovation Loans: Fannie Mae HomeStyle and FHA 2013k
If you own a home or are planning on owning a home in the near future, there’s a chance that you might want to perform some home renovations. Or you could be planning on purchasing a "fixer-upper." Luckily, there are specific loans for these exact purposes called...
Oct
09
2014
Buying a Condominium and HOAs
If you’ve never before purchased a home, you may be thinking about buying a condo. Condos are great because they allow first time home buyers to enter the housing market with relative ease. However, there are some unique circumstances that come along with buying a condo:...
Oct
03
2014
Watch Out for Refinance Obstacles!
Refinancing your mortgage is usually easier than getting a new mortgage, assuming you're able to refi in the first place. However, refinancing can still be difficult if you don’t handle common problems in the correct way. Here are five refinance obstacles to watch out for...
Sep
25
2014
Calculating Debt to Income Ratio
Your debt-to-income ratio or  DTI is the resulting percentage of dividing your monthly liabilities by your monthly income. Lenders use this number to qualify you for a specific mortgage loan amount. Most mortgages now have a maximum back-end DTI ratio of 43% as a result of the new...

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