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  • OUR MISSION: Preserve the Dream of Home Ownership
  • OUR VISION: A Champion Mortgage Team - Leading the New Era of Lending
  • The PERFECT HOME is waiting for you -- let us find you the PERFECT LOAN to go with it.
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        Welcome to Envoy Mortgage

 Envoy Mortgage is a Direct Lender with Fannie Mae and Freddie Mac. We are a full-service mortgage bank that offers in-house expertise that ensures an accurate, faster closing process because each step occurs in-house including processing, underwriting, closing, funding and servicing. We are located in the Temecula Valley and specialize in Southern California, and licensed to lend in 48 States. 

 The Envoy Mortgage Team is committed to providing clients with the highest quality home loans combined with the highest level of service with some of the lowest mortgage rates available. We believe that the most effective way to compete in today‚Äôs market is through passionate commitment to delivering exemplary service at every step in the loan transaction. Whether you are a First-Time Home Buyer looking to Purchase your dream home, Refinancing an outstanding loan, or in need of a Low Down Payment loan, our highly experienced team of mortgage bankers can help make your dreams come true.

 At Envoy Mortgage, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are proud of the fact that in our customer service surveys, over 97% of respondents state that they would refer Envoy to family and friends. We recognize that our clients want a mortgage company that takes the time to understand the unique needs of each borrower.

 

Experience the difference with Envoy Mortgage.

  

Recent Articles

Sep
25
2014
Calculating Debt to Income Ratio
Your debt-to-income ratio or  DTI is the resulting percentage of dividing your monthly liabilities by your monthly income. Lenders use this number to qualify you for a specific mortgage loan amount. Most mortgages now have a maximum back-end DTI ratio of 43% as a result of the new...
Sep
19
2014
Should I Lock My Mortgage Rate Now?
It’s no secret that mortgage rates are constantly fluctuating.  This can be tricky for home buyers who are waiting to buy until they can secure the lowest possible rates. You may be watching the numbers go up and down by a few hundredths of a percentage point here and...
Sep
09
2014
Home Selling Tips During Tough Times
Selling a home is always challenging, but the process becomes even more challenging when it’s a down housing market.  No matter what the state of the housing market is, you can always improve your home’s appeal in order to help it sell quicker.  Here are our top 7...
Sep
02
2014
Is Buying a Home a Smart Investment?
Americans have often used homeownership as a way to expand their wealth and increase their sense of financial security.  However, many homeowners are currently losing money on their homes due to the state of the economy.  So some experts think that owning a home could be a...

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